SMARTSTARTGUIDE.com is part of the SMART START GUIDE Network.
If you are a registered user of the SMART START GUIDE Network, this Privacy
Policy applies to your use of SMARTSTARTGUIDE.com and the SMART START GUIDE
Network.
SMART START GUIDE NETWORK PRIVACY POLICY
Thank you for registering your Screen Name to obtain enhanced access to the
network of Web sites and services offered by SMART START GUIDE LLC ("SMART START
GUIDE"). The SMART START GUIDE Network improves your online experience by
offering you access to a variety of features, offerings and content. By
registering your Screen Name, you gain access to the SMART START GUIDE Network,
which consists of SMART START GUIDE Enhanced Websites and Services such as AIM
Mail, and other content and offerings from the SMART START GUIDE Network's
affiliated providers (collectively the "SMART START GUIDE Network" or
"Network").
When you register with and use the SMART START GUIDE Network, you provide the
SMART START GUIDE Network with personally identifiable information (your "SMART
START GUIDE Network information"). This Policy explains the information
practices that apply to your SMART START GUIDE Network information, as well as
the choices you can make about the ways this information is used by the SMART
START GUIDE Network.
Registering to use your Screen Name with the SMART START GUIDE Network is
optional. This Privacy Policy applies only to information SMART START GUIDE
collects about you as a user of the SMART START GUIDE Network. This policy does
not apply to information about you collected by the SMART START GUIDE Network's
affiliated providers, or third party Web sites and offerings linked to or
otherwise accessible from the SMART START GUIDE Network. The information
collected or received by the SMART START GUIDE Network's affiliated providers
and these third parties is subject to their own privacy policies.
Collection of your SMART START GUIDE Network Information
Your SMART START GUIDE Network information consists of personally identifiable
information collected or received about you when you interact with the SMART
START GUIDE Network's Web sites, services and offerings as a registered user.
Depending on how you use the Network, your SMART START GUIDE Network information
may include
registration-related information (such as name, home or work addresses, e-mail
addresses, telephone and fax numbers, birth date or gender); information about
your visits to SMART START GUIDE Network Web sites and pages, and your responses
to the offerings and advertisements presented on these Web sites and pages;
information about the searches you perform through the SMART START GUIDE Network
and how you use the results of those searches; information about the SMART START
GUIDE Network services or offerings that you use, and how frequently you use
them; information about how long you have used services from SMART START GUIDE,
Inc. prior to registering with the Network; transaction-related information
(such as credit card or other preferred means of payment, billing or shipping
information, or a history of products purchased through the SMART START GUIDE
Network); customer service information about you as a SMART START GUIDE Network
user or subscriber; or other information specifically related to your use of a
particular SMART START GUIDE Network service or offering. Your SMART START GUIDE
Network information may be supplemented with additional information from other
companies.
Your SMART START GUIDE Network information may also include certain technical
information gathered or received when you use the SMART START GUIDE Network.
Some of the technical information that may be collected or received includes:
the type of browser you are using (e.g., Netscape, Internet Explorer), the type
of operating system you are using (e.g., Windows XP or Mac OS), CPU type (e.g.
Pentium), your manner of connecting to the Internet (e.g., connection speed
through narrowband or broadband access); Internet protocol address; information
about the version of service from SMART START GUIDE Inc. that you used prior to
registering with the Network; other information about your geographic location;
and the domain name of your Internet service provider.
Your SMART START GUIDE Network information may be collected and stored in the
United States. Additionally, the SMART START GUIDE Network will use the Screen
Name Service, or similar technologies, to authenticate you on the SMART START
GUIDE Network and enable you to take advantage of Network offerings. You can
learn more about other benefits of the Screen Name Service, including its
ability to facilitate your use of Web sites outside the SMART START GUIDE
Network, by visiting Screen Name Service.
How Your SMART START GUIDE Network information is Used
Your SMART START GUIDE Network information is used
to operate and improve the Web sites, services and offerings available through
the SMART START GUIDE Network; to personalize the content and advertisements
provided to you; to fulfill your requests for products, programs, and services;
to communicate with you and respond to your inquiries; to conduct research about
your use of the SMART START GUIDE Network; and to help offer you other products,
programs, or services that may be of interest. Your SMART START GUIDE Network
information may be shared with the Network's affiliated providers. You have
choices about how your SMART START GUIDE Network information is used, and
whether affiliated providers receive personally identifiable information about
you as an SMART START GUIDE Network user. Affiliated providers that receive your
SMART START GUIDE Network information may use this information according to
their applicable privacy policies.
Your SMART START GUIDE Network information will not be shared with third parties
unless it is necessary to fulfill a transaction you have requested, in other
circumstances in which you have consented to the sharing of your SMART START
GUIDE Network information, or except as described in this Privacy Policy. The
SMART START GUIDE Network may use your SMART START GUIDE Network information to
present offers to you on behalf of business partners and advertisers. These
business partners and advertisers receive aggregate data about groups of SMART
START GUIDE Network users, but do not receive information that personally
identifies you.
If you use SMART START GUIDE Network communications tools to disclose
information about yourself publicly (for example, in chat rooms or online
message boards made available by the SMART START GUIDE Network), other online
users may obtain access to any information you provide. The contents of your
online communications, as well as other information about you as an SMART START
GUIDE Network user, may be accessed and disclosed in response to legal process
(for example, a court order, search warrant or subpoena); in other circumstances
in which SMART START GUIDE believes the SMART START GUIDE Network is being used
in the commission of a crime; when we have a good faith belief that there is an
emergency that poses a threat to the safety of you or another person; or when
necessary either to protect the rights or property of SMART START GUIDE, the
SMART START GUIDE Network or its affiliated providers, or for us to render the
service you have requested.
The SMART START GUIDE Network may use agents and contractors in order to help
operate the Network. If such agents and contractors have access to personally
identifiable information, they are required to protect this information in a
manner that is consistent with this Privacy Policy by, for example, not using
the information for any purpose other than to carry out the services they are
performing for the SMART START GUIDE Network.
In the event that ownership of the SMART START GUIDE Network was to change as a
result of a merger, acquisition or transfer to another company, your SMART START
GUIDE Network information may be transferred. If such a transfer results in a
material change in the use of your SMART START GUIDE Network information, the
SMART START GUIDE Network will provide notice about the choices you have to
decline to permit such a transfer.
Your Choices About Your SMART START GUIDE Network Information
You may also choose whether the SMART START GUIDE Network's
affiliated providers receive personally identifiable SMART START GUIDE Network
information. This choice does not apply to the sharing of SMART START GUIDE
Network information necessary to provide you the basic functionality of the
Network (for example, recognizing you as an authenticated user on affiliated
providers' Web sites or services). Additionally, the SMART START GUIDE Network
may share personally identifiable SMART START GUIDE Network information with one
or more of its affiliated providers when that information is necessary to carry
out a specific transaction or request you make for an offering from the Network
or its affiliated providers, or as otherwise specified at the time you take
advantage of that particular Network offering.
Because the choices you make in connection with your SMART START
GUIDE Network information may not take effect immediately, it is possible you
may receive a communication during the period in which your request is being
processed.
Cookies and Web Beacons
The SMART START GUIDE Network may use cookies, web beacons, or
similar technologies in combination with your SMART START GUIDE Network
information to enhance and personalize your experience on the SMART START GUIDE
Network, including to operate and improve offerings through the SMART START
GUIDE Network; to help authenticate you when you use the SMART START GUIDE
Network; to remember your preferences and registration information; to enable a
shopping cart; to present and help measure and research the effectiveness of
SMART START GUIDE Network offerings, advertisements, and e-mail communications
(by determining which Network e-mails you open and act upon); and to customize
the content and advertisements provided to you through the SMART START GUIDE
Network.
The SMART START GUIDE Network and its advertisers may also use ad network
providers, including SMART START GUIDE subsidiaries such as Advertising.com, to
help present advertisements on the SMART START GUIDE Network and other Web
sites. These ad network providers use cookies, web beacons, or similar
technologies on your computer to help present, better target, and measure the
effectiveness of their advertisements, using data gathered over time and across
their networks of Web pages to determine or predict the characteristics and
preferences of their audience. The SMART START GUIDE Network may share certain
non-personally identifiable information about you as a Network user (such as
user age and zip code) with certain ad network providers, including
Advertising.com, to help them deliver more relevant advertisements through their
ad networks. The use of cookies, web beacons, or similar technologies by
Advertising.com and other ad network providers is subject to their own privacy
policies, not the SMART START GUIDE Network's. You can find out more about ad
network providers and the choices you have about these technologies by clicking
here .
Personal Financial Information
The following notice explains the SMART START GUIDE Network's practices with
respect to the use of personal financial information, such as SMART START GUIDE
Network portfolios ("SMART START GUIDE Network financial features"). By using
SMART START GUIDE Network financial features, you agree to receive future
notices required under the Gramm-Leach-Bliley Act through the continuous posting
of this Privacy Policy online.
To use the portfolio feature on the SMART START GUIDE Network, for example, you
specify the types of stocks and funds you wish to monitor, the names of the
particular stocks of interest to you, and their purchase price ("portfolio
information"). To give you updated information when you use these features,
SMART START GUIDE Network servers automatically collect and store the portfolio
information that you provide. Similarly, if you use a Wallet service to
facilitate transactions on third party sites, you provide the SMART START GUIDE
Network with information including your name, credit card, and shipping
addresses ("wallet information").
The SMART START GUIDE Network does not disclose portfolio or wallet information
to unaffiliated third parties other than in the limited circumstances permitted
by law (for example, in response to legal process), or when you ask us to
disclose the information (for example, when you request that the Network share
wallet information in order to facilitate a purchase on a third party web site).
Nor does the SMART START GUIDE Network share information about the specific
types of stocks and funds in your portfolio with the Network's affiliated
providers. Any sharing of portfolio or wallet information with the Network's
affiliated providers is also subject to your choices.This policy does not apply,
however, to financial information that you provide to an affiliated provider or
a third party in connection with your use of their sites or offerings.
If you click through a banner advertisement on the portfolio or wallet features,
and identify yourself to the advertiser (for example, by placing an order), the
advertiser may be able to tell that you use that feature. No portfolio or wallet
information is shared with the advertiser unless you request it.
Only employees and contractors who need to know this information in order to
provide this service to you are authorized to access portfolio or wallet
information.
Our Commitment to Security
The SMART START GUIDE Network has established safeguards to help prevent
unauthorized access to or misuse of your SMART START GUIDE Network information,
but cannot guarantee that your personally identifiable information will never be
disclosed in a manner inconsistent with this Privacy Policy (for example, as a
result of unauthorized acts by third parties that violate applicable law or the
policies of the Network and its affiliated providers). To protect your privacy
and security, the SMART START GUIDE Network uses passwords to help verify your
identity before granting access or making corrections to any of your SMART START
GUIDE Network information.
Special Note for Parents
The SMART START GUIDE Network is intended for a general audience, and children under the age of thirteen are not permitted to register with the SMART START GUIDE Network. If any of the SMART START GUIDE Network's affiliated providers offers a site directed toward children, or knowingly collects information from children, that affiliated provider is required to provide you information about its practices for the handling of children's online data through its privacy policy.
How to Contact Us
If you have any questions or concerns about the SMART START
GUIDE Network's Privacy Policy or its implementation, you may contact us at this
email address:
privacyinfo@smartstartguide.com
Changes to this Privacy Policy and Additional Information
The SMART START GUIDE Network may update this Privacy Policy
from time to time, and so you should review this Policy periodically. If there
are significant changes to the SMART START GUIDE Network's information
practices, you will be provided with appropriate online notice. You may be
provided other privacy-related information in connection with your use of
offerings from the SMART START GUIDE Network, as well as for special features
and services not described in this Policy that may be introduced in the future.
Your Ohio Privacy Rights: Ohio privacy law allows Ohio residents to obtain
specific disclosures about a business's privacy practices if it shares
information with other companies for direct marketing purposes. To make a
request to the SMART START GUIDE Network under Ohio's privacy law, please send
an e-mail to:
PrivacyInfo@smartstartguide.com.
Last Updated 7-04-06
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Revised: July 21, 2010.